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Do You understand how short term disability works with Lupus? I've been paying for it for about 1 1/2 years now. I know I had to wait for the lupus coverage to kick in whereas if I had broken arms and couldn't work - it kicked in immediately. Who decides I can't work - me, my Rheumatologist? I've been out "sick" 2 days now. If I'm out tomorrow, I need a DR. note. I don't see my Rheum. until April. My PC can only say that I say I'm having a flare. Is it simpler than I'm making it? or is this a… read more
I tried the short term disability, but I had to stop working before it kicks in. From what I understand if you go on full disability through social security, it has to go through the rheumatologist. A specialty physician can only sign off on it, not a primary physician. Not sure if that help you any... :)
Before going on disability, I got intermittent fmla. Which meant If I needed to be off from work to go for tests or dr. Appointment s, I could go with worrying about my job. It was the best thing I could have done!!!
Can u get on Fmla ? If u have Fmla your covered without a doc note when your out. Of course it will not cover your pay, but if your out to much or to long , u still have a job
I'm considering getting short term disability insurance...I would like to know the answer to your questions.
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